Ingabe uzothengisa indlu yakho? Khona-ke kufanele wazi ukuthi kunenani elikhulu lamadokhumenti okutusekayo ukuwaqoqa. Ezinye ziyadingeka lapho ubeka isikhangiso kumaphothali wezindlu ezithengiswayo, ezinye ngesikhathi sokuthengisa kanti ezinye zingakusiza ukuthengisa indlu yakho.
Ukwazi ukuthi yimiphi imibhalo, okuyimpoqo futhi engekho, nokuthi ungayithola kuphi kuzosiza ukuhlehlisa izinqubo, ugweme ukulinda futhi ubeke endaweni enhle emehlweni omthengi. Namuhla, sigxila emibhalweni eyisibopho, lezo ezizobonisa, phakathi kwezinye izinto, ukuthi ungumnikazi walelo khaya nokuthi alikhokhiswa.
Inothi lokubhalisa elilula
Lo mbhalo onolwazi okhishwe Ukubhaliswa Kwezakhiwo uyabonisa umnikazi wendlu, izici eziyinhloko zekhaya, kanye nesimo salo esingokomthetho. Okusho ukuthi, itshela umthengi wesikhathi esizayo izindleko ezingase zibe khona, izithiyo noma imikhawulo yokusebenzisa indawo engaba nayo, njengemali ebolekiwe, i-sufruct noma isikweletu sentela.
Idokhumenti evame ukucelwa umthengi nokuthi ummeli olungisa izivumelwano uzodinga izinsuku ngaphambi kokusayina. Ungayicela ngokomzimba, kodwa futhi ku-inthanethi ngokusebenzisa i- iwebhusayithi ye-Association of Property Registrars noma kuhlelo lokusebenza lokubhalisa.
Isitifiketi samandla sendlu
Kudingeka lapho ubeka isikhangiso kuphothali yezindlu ezithengiswayo futhi kuphoqelekile ukuthi usinikeze ngesikhathi sokusayina kusukela ngomhlaka-1 Juni 2013. Ukuze usithole kufanele qasha uchwepheshe ogunyaziwe ukuthi ngemva kokuhlola ifulethi lakho ukhiphe isitifiketi.
Intela Yezindlu
I-IBI yiyona intela yezindlus, inkokhiso ekhokhwa yibo bonke abanikazi bezindlu ngokuba nekhaya. Lesi sitifiketi sibonisa ukuthi sinolwazi lwakamuva mayelana nokukhokhwa kwale ntela. Kuyathakazelisa ukukubonisa ngezingxoxo zokuthengisa indlu yakho kanye nesibopho ngesikhathi sokuthengisa.
Isitifiketi sezikweletu Nomphakathi Womakhelwane
Umqondisi wesakhiwo, ngemvume kamongameli, uzohlinzeka isitifiketi esifakazela ukuthi unolwazi lwakamuva ngenkokhelo. Kufanele i-odwe amasonto amabili ngaphambi, okungenani, kosuku lwesiginesha. Khumbula ukuthi uma kunezikweletu nomphakathi, umthengi uzoba nesibopho salezo ezihambisana nonyaka wamanje kanye neminyaka emithathu ngaphambi kokuthenga.
Ukwakha Isitifiketi Sokuhlola Ubuchwepheshe (ITE)
Lo mbhalo uqinisekisa isimo sokuhlala epulazini lapho ifulethi noma indlu ikhona futhi ikhona okuyimpoqo ezakhiweni ezineminyaka engaphezu kuka-15, 30 noma 45 ubudala, kuye ngoMphakathi Ozimele. Endabeni yendlu yomndeni owodwa, kuzodingeka uyiphathe ngokwakho. Kuzo zonke ezinye izimo, ungacela umongameli womphakathi, umqondisi wendawo noma ihholo ledolobha.
Isitifiketi sokuhlala
Le dokhumenti eqinisekisa ukuthi ikhaya lihlangana ne izidingo zokuhlala ezibekwe ngumthetho Kuyimpoqo emiphakathini eyisishiyagalolunye ezimele: i-Asturias, i-Balearic Islands, i-Cantabria, i-Catalonia, i-Valencian Community, i-Extremadura, i-La Rioja, i-Murcia ne-Navarra. Uma unayo futhi ingeyamanje, ungayicela eHhovisi Lezezindlu noma eHholo Ledolobha; Uma ingeyona eyamanje, kufanele uqashe uchwepheshe ukuthi ahlaziye indlu yakho futhi athumele imibhalo kubaphathi abahambisanayo.
Thengisa iskripthi
Ngesikhathi sokuthengisa kuyodingeka ukuletha lokhu inkontileka oyisayinile ngenkathi uthenga ikhaya ukuthi manje ufuna ukudayisa.
Lawa ngamadokhumenti ayisibopho azodingeka kuwena ukuze ukwazi ukuvala ukuthengiswa kwekhaya lakho. Eziningi ziyizinqubo ezilula, kodwa ezibizayo. Abanye, ikakhulukazi labo abadinga ukuvakashelwa uchwepheshe, kuyathakazelisa ukubacela kusenesikhathi ukuze bangasixaki ngokuhamba kwesikhathi.
Njengoba sishilo ekuqaleni, kukhona neminye imibhalo okuzoba lula ukuba nayo ngesikhathi sokuthenga nokudayisa. Amadokhumenti lokho izokwakha ukuthembela kumthengisi futhi lokho kungakusiza ukuthi uthengise indlu yakho ngokushesha. Sizokutshela ngabo emasontweni amabili. Uzodinga kuphela ukunaka ikhasi lethu ukuze uqedele ulwazi.