Fungidzira kuti uchangotora rezinesi rako rekutyaira, kana kuti wapihwa mota. Imwe yemaitiro ekutanga aunofanira kuita ndeye kutora inishuwarenzi. Zvisinei, kune zvakawanda mota inishuwarenzi pamusika, uye tichifunga kuti isu tinowanzo kuve takangwarira patinenge tichisarudza pane imwe, kuva nemuenzanisi unotichengetera nguva kunogara kuchiwedzera.
Asi pane zvimwe, ko isu tinokupa iwe TOP nemainshuwarisi makuru akashanda kuDoctori.com? Neiyi nzira iwe unozogona kuziva kuti ndeipi inishuwarenzi yemota yakanakisa yaunogona chibvumirano, nezvayakanakira nezvayakaipira. Uye hazvina basa kana iri nyaya yaunodzora kana imwe yaunoda kuongorora zvese zvakadzama, uchave neruzivo. Totanga here?
Mhando dzeinishuwarenzi yemotokari
Imwe yesarudzo yekutanga yauchafanirwa kuita kana uchitenga inishuwarenzi ndiyo mhando yakakunakira iwe. Panyaya yemotokari, mhando dzeinishuwarenzi dzaunogona kuwana ndeidzi:
- Kuvatatu. Ndiyo inishuwarenzi yakanyanya kukosha, sezvo ichivhara kukuvadzwa kune dzimwe mota nevatyairi chero iwe uriwe honzeri yechiitiko ichocho.
- Kumapato echitatu akawedzerwa. Pamusoro pezviri pamusoro apa, nyaya nhatu dzinosanganisirwawo pano: kuba, moto uye kukanganisa mahwindo.
- Yakazara yakazara pasina franchise. Mune ino kesi, iwe unovhara kukuvadzwa kwakakonzerwa kune vechitatu mapato (kuwedzera kune yako), ingave idiki kana yakakomba.
- Panjodzi dzese, nefranchise. Musiyano newakapfuura uripo mukuti, kana imwe yacho yakavhara zvese zvinokuvadza, mune iyi chikamu cheiyo kukuvara kunofanirwa kutorwa neveinishuwarenzi (kureva kuti, ivo vachafanira kubhadhara chikamu chetsaona) .
Mainishuwarenzi ayo Doctori.com anoshanda nawo
Sezvaunoziva, uye kana zvisiri izvozvi tinokuudza, Doctori.com muenzanisi weinishuwarenzi, kwete yemota chete, asiwo yemudhudhudhu, hutano, kufa...
Semuenzanisi, zvinokubatsira kuti udzidze zvakawanda nezve akasiyana ekuvhara anopihwa mumainishuwarenzi akasiyana emakambani akasiyana. Asi, muenzanisi uyu anoshanda nei?
Kunyanya, neanotevera:
- mapfre.
- Allianz.
- Axa.
- Pelayo.
- Zürich.
- Mutual Madrid.
- Adeslas.
- utano.
- Asisa.
- Inishuwarenzi Yechokwadi.
- CNP insurances.
- Inishuwarenzi yepamba.
- Verti.
- Fiatc.
- Liberti.
Kana zviri zvekushandisa kwauri, parizvino Iwo mainishuwarenzi Pelayo, Axa naLiberti Seguros ndiwo akachipa muDoctori.com maererano neinishuwarenzi yakachipa yechitatu-bato.
Nzira yekuwana sei inishuwarenzi yemotokari kubva kune inshuwarisi?
Kuti uve nekuenzanisa kweinishuwarenzi yemotokari zvichienderana neinishuwarenzi inokupa iwe, ingoenda kune Doctori.com peji uye pinda mumotokari yemotokari chikamu.
Pakutanga une a fomu raunokumbirwa zita rako, nhamba yefoni, email uye kugadzira kwemota.
Isu takaita bvunzo yekupinda iyo data pamwe nemhando (Citröen). Zvadaro, ichakubvunza iwe yemuenzaniso wemotokari. Muchiitiko chedu takaisa C3 Picasso. Kudzvanya kuchakubvunza mumwe mubvunzo, kana iri dhiziri kana peturu. Zvadaro nhamba mikova uye ipapo injini simba. Chekupedzisira, inokupa akawanda mavhezheni kuitira kuti utaure kuti ndeipi yaunayo.
Mubvunzo unotevera ndewekuti wangotenga mota here kana kuti watova nayo. Chokwadi ichakubvunza zuva chairo rekutenga pamwe nekunyoresa. Ichakubvunzawo fungidziro yemakiromita epagore afambwa uye kana mota yakamira mumunhu kana garaji rakaungana, kana mumugwagwa. Pakupedzisira, ichakubvunza kuti uchaishandisa sei.
Zvisinei, mibvunzo yemibvunzo haigumi pano, sezvo iwe uchafanirwa kutsanangura zuva rekuzvarwa kwemuchengeti, ID yake, uye kana ichange iri munhu mumwe chete uyo achava mutyairi wenguva dzose.
Zvadaro, ichakumbira zip code yekwaunogara, zuva rawakawana rezinesi rako rekutyaira, kana mumwe munhu achizotyaira apo neapo, kana wanga uine imwe inishuwarenzi (uye makambani api), kana wanga usina inishuwarenzi, uye riini. unoda kuti itange.
Finalmente Iwe uchawana makambani akati wandei ane zvinopihwa zvavanokupa maererano nemhando dzakasiyana dzeinishuwarenzi dziripo. Kunyanya, kune wechitatu mapato uye akawedzera mapato echitatu ndiwo maviri ekutanga ekupa achabuda.
Chii chaunofanira kutarisisa paunenge uchiongorora zvinopihwa zvinouya kwauri?
Iwe unotova nezvakasiyana zvinopihwa uko iwe uchaona makambani anove akachipa uye mamwe anozonyanya kudhura. Asi chii chekumisa sarudzo yako pane kupfuura mutengo?
Coverages
Imwe neimwe inishuwarenzi yemotokari inogona kukupa imwe yekuvhara kana zvimwe. Semuenzaniso, zvingave kuti iwe unopihwa yechitatu-bato inishuwarenzi nemakambani akasiyana. Asi imwe yacho inokupawo kufukidzwa kwehumbavha sekuwedzera uye mutengo wakafanana kana kuti wakakwira zvishoma pane vamwe. Naizvozvo, inotsiva iyo yekuwedzera, kunyanya kana iwe ukaisiya mumugwagwa kana kuishandisa yakawanda kufamba.
Chinyorwa chidiki
Hongu, iyo yatisingawanzo kuverenga uye ndipo pane "musungo" kana izvo zvatisina kuwira mazviri. Ichokwadi kuti iwe unongove nekuwana izvi kana wave kuda kusaina inishuwarenzi. Nechikonzero ichi, tinokurudzira kuti usati waisa siginecha yako iwe uverenge gwaro rese uye bvunza zvausinganzwisise kuti zvijekeswe.
Kana paine chausingade, zviri nani kusaina uye funga nezvesarudzo zvakare.
taura zvose
Nezvose tinotaura nezvekuwedzera. Somuenzaniso, kuti motokari yako ine denga regirazi. Kana iwe usingazvitauri, uye iwe une chiitiko uye chinoputsika, inishuwarenzi inogona kusapindura iyo nekuti haina kuvharwa nepolicy. Uye hongu, kana iwe ukazivisa nezve akati wandei ekuwedzera, chinonyanya kuitika ndechekuti iyo premium yaunofanirwa kubhadhara yakakwira kupfuura iyo yavakakupa iwe.
Kusarudza inishuwarenzi yemotokari haisi sarudzo inofanira kutorwa zvishoma. Sendamira kune vaenzanisi veinishuwarenzi kuchengetedza nguva uye kuongorora mhando yezvipo zvakanaka, wobva wazvizivisa iwe pachako uye kuti zvese zviri pachena. Ndiyo nzira yakanakisa yekuti iwe uve neinishuwarenzi yakanaka uye kudzikama.