Lapho umbhangqwana usebudlelwaneni obuzinzile, kudingeka bakhulume ngemali. Akufanele kube yinto engavumelekile futhi izinto kufanele zenziwe zicace zisuka. Isimo sakho sezezimali kungenzeka ukuthi omunye wenu usebenza ngenkathi omunye ephethe indlu nezimali. Noma kungenzeka ukuthi nobabili niyasebenza, kepha kufanele futhi ninikele ngemali yezinto ezifana nesikole noma ezinye izindleko.
Izimali njengezithandani
Isimo sakho sezezimali sihlukile kuwe; Isimo esihle ukuthi nobabili nibe nombono wokuthi imali izongena kanjani, izokwabiwa kanjani, nokuthi yini ebalulekile kini nobabili ukuthi nigxile enyangeni ngayinye ngokwezikweletu, izindleko zokuba ngumzali, kanye yokonga imali yasekolishi noma yomhlalaphansi. Nobabili, njengombhangqwana ozinzile, kumele nibambe iqhaza elilinganayo ekwenzeni izinqumo zezimali. Ungashintshana ngezibopho ekuphathweni kwezezimali, isibonelo: kule nyanga uzophatha ukonga ngenkathi izithandani zilawula izindleko nenyanga ezayo, enye indlela.
Uma umholo womlingani wakho uphansi, ungenza nomsebenzi wokuzimela ukusiza umlingani wakho ngezindleko zasekhaya noma ukusebenzisa imali ayitholile ekutshalweni kwakhe. Kuhle ngaso sonke isikhathi ukuxoxa ngezindaba zezimali nomlingani wakho. Ungavuma noma kwesinye isikhathi ungavumelani nezinkolelo zabo kanye namagugu abo ngezezimali, Kepha kubalulekile ukuqala ukukhuluma ngesimo sakho sezezimali, imikhuba yakho yezezimali, nezinhloso zakho zezezimali, noma ngabe ushadile, uthembisene umshado, noma uqala nje ukungathí sina ngobuhlobo bakho ...
Ngale ndlela, izingxoxo ezimayelana nemali zingagwemeka. Imibhangqwana eminingi iyahlukana noma idivose ngenxa yokungavumelani nokuqonda kokuphathwa kwemali. Ngalo mqondo, kuzofanele ukhulume nawo ukwazi ukuphatha imali ndawonye, ngaphandle kwezingxoxo, ukuba nohlelo lwekusasa ndawonye nokubeka phambili ukonga.
Kuthiwani uma kunokungaboni ngaso linye
Uma ungafuni ukwehlukana nomlingani wakho lapho kunokungaboni ngaso linye, khona-ke udinga ukwazi ukuthi ungasisingatha kanjani isimo futhi ukhulume ngezinto ngenhlonipho nozwela. Nobabili nikhule ezindaweni ezihlukene ngakho-ke imibono yenu kungenzeka ingafani. Akukho okwenzekayo, ikakhulukazi uma nobabili ninenhlonipho eyanele komunye nomunye ukuze nikwazi ukufeza izinhloso ezihlangene.
Khulumani ngokuthi yimaphi amanani nezinkolelo ngezimali zomuntu ngamunye, futhi uma sewazi ukuthi nicabanga kanjani, thola izivumelwano ezizokwazi ukusingatha indaba yemali ndawonye, ngaphandle kokuphikisana, ngaphandle kwamanga nokuvalelana. Inhloso efanayo izohlala njalo ukwakha impilo ndawonye nokonga ukuze kube nemali yokuqhubeka nokwakha impilo yenu ndawonye.
Uma ngasizathu simbe, ungafinyeleli ezivumelwaneni futhi umbono wakho wemali ukwehlukanisa kakhulu kunalokho okukuhlanganisayo, ungahlala uye kochwepheshe noma kumlamuli ukukusiza ukuthi ubone izinto ngomunye umbono, uhlale ukhumbula njalo inzuzo yakho kokubili nekusasa lakho ndawonye.