Eyona ndlela yokunyamekela uqoqosho lwasekhaya yile Ukulawula uhlahlo-lwabiwo mali losapho ngokuchanekileyo, kodwa ayisoloko isiqinisekiso sempumelelo. Kungenxa yokuba, nokuba oovimba bosapho balawulwa ngokungagungqiyo, izehlo ezingalindelekanga zizinto ezingenakuqikelelwa. Ke ngoko, ekuphela kwendlela yokujongana nazo kukutsala imali oyigcinileyo, ukuba unayo, okanye ngokuthatha i-inshurensi yasekhaya.
Ukuba ne-inshurensi kwikhaya lakho Eyona ndlela yokuqinisekisa uxolo lwengqondo ngokuchasene neendleko ezingalindelekanga. Ungathenga i-inshurensi ngenkampani yeinshurensi ekwi-intanethi enje I-Verti, ukufowunela umnxeba okanye ukubonisana ne-intanethi malunga neinshurensi ezahlukeneyo kunye neentlobo zeinshurensi. Ngayiphi na imeko, izibonelelo azinakubalwa.
Izibonelelo zokuqesha i-inshurensi yasekhaya
Ngokubanzi, i-inshurensi yasekhaya iquka uluhlu lwee ukugubungela esisiseko, apho iimeko eziphuculweyo zinokufumana ikhontrakthi ngamaxabiso ahlukeneyo. Apha ngezantsi kukho uluhlu lwezona ndawo zixhaphakileyo.
Ilizwekazi
Izwekazi li ubume bendlu njengoko kunjalo, oko kukuthi, isilingi, iindonga kunye neesahlulelo, umgangatho, uthungelwano lombane, imibhobho nayo yonke into eyinxalenye yento eyipropathi. Kuxhomekeke kubukhulu nohlobo lwelo khaya, imali ekufuneka ihlawulwe ukuqinisekisa ukuba iyabalwa.
Umxholo
Njengoko igama libonisa, imalunga zonke izinto ezisendlwini: ifanitshala, izixhobo, itekhnoloji, ubucwebe, impahla kunye nezinto zobuqu.
Uxanduva lwaseburhulumenteni
Esi siqinisekiso sisisiseko sayo yonke i-inshurensi yekhaya igubungela umonakalo onokwenzeka kubantu besithathuUmzekelo, ukuvuza, ukuvuza, ukophuka kweglasi, njl.
Ukukhuselwa kulungiso, ubusela, umlilo, ...
Ngolu galeko lusisiseko engqondweni, izibonelelo zokuba ne-inshurensi efanelekileyo yasekhaya zibalulekile. Kwimeko yokulungiswa, umzekelo, nokuba ulungisa umbhobho owaphukileyo, ufakelo lombane, okanye iingxaki ngokuvuza kwamanzi, Amatyala ahlala ephezulu, ke ukuba ne-inshurensi iindleko ziya kugutyungelwa.
Enye into ebalulekileyo ekufuneka uyiqwalasele yile ubusela. Nokuba usekhaya okanye awukho eholideyini, ubusela bunokwenzeka nangaliphi na ixesha. Oku akubandakanyi ubusela bezinto kuphela, kodwa kunye nomonakalo kunye nelahleko yezoqoqosho ngamanye amaxesha enexabiso elikhulu. I-inshurensi yasekhaya inokugubungela lonke isixa sobusela ukuba oku kuchaziwe kumgaqo-nkqubo.
Imililo Zikwasizathu esivakalayo sokuqinisekisa ipropathi, kuba, nangona inokubonakala ngathi yinto engathandekiyo, eSpain amawaka azo aveliswa ngonyaka ngenxa yeengxaki zombane. Ukuphulukana nomlilo kunokuba phezulu kakhulu.
La isantya sokwenza Enye yezona zinto zixabisekileyo xa uqesha i-inshurensi yekhaya. Oochwephesha baya kwikhaya elonakeleyo ngokukhawuleza, kwaye ukugubungela kusebenza ngokufanelekileyo ngamaxesha afanelekileyo.
Ngokuphathelele uncedo lwezonyango nolwezomthethoUninzi lweenkqubo zeinshurensi zolu hlobo zibandakanya ukuhanjiswa kweenqwelo yezigulana kwimeko yengozi okanye yokugula, kunye nezinye iinkonzo zonyango ezingxamisekileyo. Ukongeza, kwimeko yokungqubana kwezomthetho, kunikelwa ingcebiso kwezomthetho kunye nokhuselo ezinokuhlawula iindleko zetyala elinokwenzeka, ezinje ngamabango okonakalisa ulwaphulo-mthetho, ukumangalelwa, njl.
Ukongeza, nangona abantu abaninzi bengazi ngayo, Ukuqesha i-inshurensi yasekhaya kukhusela onke amalungu osapho, kubandakanya izilwanyana zasekhaya. Uninzi lwezi mveliso lubandakanya uxanduva lwetyala loluntu kwimeko apho isilwanyana sibangela nayiphi na into okanye umonakalo wobuqu kubantu besithathu, phakathi kwabanye.